Penny - Track Spending & Bills

Penny - Track Spending & Bills

By Friendly Finances, Inc.

  • Category: Finance
  • Release Date: 2015-06-13
  • Current Version: 2.1.1
  • Adult Rating: 4+
  • File Size: 8.95 MB
  • Developer: Friendly Finances, Inc.
  • Compatibility: Requires iOS 8.0 or later.
Score: 5
From 5,900 Ratings


Chat with Penny to effortlessly manage your money and get useful advice. We’ve already helped hundreds of thousands of people plan for a better financial future! FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. • Built with bank-grade security by industry veterans. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! BANK LEVEL SECURITY • We use SSL 256-bit encryption—the same security protocol that banks use. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Penny+ includes two primary auto-renewing subscription options: $3.99 per month $35.99 per year Privacy Policy: Terms of Use: Note: Penny is currently only available in the United States.



  • Like this app

    By XP928
    The chat way to show notification is very special
  • Engaging

    By 1Ticket H8R
    Penny keeps you connected to your money flow by engaging in every transaction. Good perspective for better money management.
  • Phenomenal!

    By Cfegler
    As a young adult who needs help getting my finances in order (and keeping track of them) Penny has been a life saver! Helps with goals for spending less in categories as well as telling me how much I spent and where. Sometimes good guilt tripping so I won’t spend as much on wants instead of needs as I see penny tell me how much I spent. Penny helps keep track of food, gas, bills, and income! Helps to see where I can cut back and where I can be a little more frugal. Thank you Penny, I might just have a real savings thanks to you!
  • Phenomenal!!

    By Dj askem
    Keeps me up to date on all my bills and is extremely helpful in managing financial goals and where I can save money.
  • Super helpful

    By Rogue 666
    Glad I took the chance
  • Awesome

    By SuchaLadyTrucka
    Penny keeps me on top of everything. I have tried several apps similar to this but none come close
  • Penny makes me want to manage my finances

    By Pparadiso
    I even find myself checking in with her — I love the peppy, cheery and spunky interface
  • Super handy!

    By CailanR
    I’ve used penny for about 8 months now and even upgraded to penny+ because I just love how convenient and helpful she is! Just wanted to leave some love here, as a genuine weekly user to let everyone else know that I do enjoy using this app and how it helps keep my finances organized. Thanks penny team! :)
  • Love!!!! Great app

    By JH Saver
    Love Penny and her advice!!!!!! She has helped me save hundreds of dollars already!!!
  • Helpful

    By Robby nuggz
    Like the financial mom I always needed